Retirement Planning

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  1. About LACERA

    About LACERA

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    Our mission is to produce, protect, and provide the promised benefits to our members.
    1. Who We Are

      1. News
      2. Careers
      3. Business Opportunities
      4. Contact Us
    2. Leadership

      1. Board of Retirement
      2. Board of Investments
      3. Board Meetings
      4. Executive Team
      5. Divisions
    3. Accountability

      1. Retirement Law
      2. Governing Documents
      3. Investments
      4. Annual Reports
      5. Public Records
  2. Active Members

    Active Members

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    Our defined benefit plans were created to provide you with financial security.
      1. General Plans

      2. Plans A/B/C
      3. Plan D
      4. Plan E
      5. Plan G
      6. Safety Plans

      7. Plans A/B
      8. Plan C
    1. Active Service

      1. Contributions
      2. Service Credit
      3. Compensation
      4. Reciprocity
      5. Terminating Service
      6. Disability Retirement
    2. Retirement Planning

      1. Timeline for Retirement
      2. Workshops
      3. Retirement Options
      4. Beneficiaries
      5. Other Factors
      6. Power of Attorney
  3. Retirees and Families

    Retirees and Families

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    Your monthly allowance is guaranteed, and benefits extend to families and survivors.
    1. Retirement Payments

      1. Cost of Living
      2. Direct Deposit
      3. Tax Requirements
      4. Returning to Work
      5. Divorce
      6. Admin Appeals
    2. Families and Survivors

      1. Benefits Process
      2. Eligible Beneficiaries
      3. Survivor Benefits
      4. Survivor Healthcare
      5. Taxability of Benefits
  4. Retiree Healthcare

    Retiree Healthcare

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    We provide comprehensive healthcare plans and resources to keep you healthy in retirement.
    1. Program Basics

      1. Healthcare Eligibility
      2. Paying for Coverage
      3. Manage Your Enrollment
      4. Medicare
      5. COBRA
      6. Healthcare Resources
      7. Healthcare Legislation
    2. Healthcare Plans

      1. Anthem Blue Cross of CA
      2. CIGNA
      3. Kaiser Permanente
      4. SCAN
      5. United Healthcare
      6. Dental/Vision Plans

Retirement Planning

  1. Timeline for Retirement
  2. Workshops
  3. Retirement Options
  4. Beneficiaries
  5. Other Factors
  6. Power of Attorney
Begin content
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The key to a successful and financially secure retirement is to start planning years in advance. By fully understanding the retirement process, options, and allowance factors, you can make the best decisions for your (and your family's) financial future.

401(k) and 457(b) Savings Plans

Call Empower Retirement at 800-947-0845 or visit their website to review or make changes to your 401(k) and 457(b) defined contribution plans.

LACERA Retirement: Tools to Help You Prepare

One of your most valuable retirement planning tools is the retirement benefit estimate (RBE) calculator available at My LACERA. Using your personal employment data, the RBE calculator allows you to input potential retirement dates, service credit amounts, and retirement options to see how it will affect your monthly amount.

Our Retirement Planning section is packed with additional tools and resources to help you through every phase of your retirement. Read through the following sections for a comprehensive overview of retirement resources and allowance topics that will help you make informed choices before, at, and even after retirement.

  • Timeline for Retirement: an outline of action steps from five years out to retirement day
  • Workshops: Pre-retirement workshops and on-demand presentations—including our Retirement University video series—designed help you understand your benefits and maximize your allowance
  • Retirement Options: features of the six available options for your retirement income and survivor benefits
  • Beneficiaries: information about designating and changing beneficiaries
  • Other Allowance Factors: retirement age considerations (maximum benefit returns and required minimum distributions), and the effects of Social Security, divorce, and felony forfeiture
  • Special Durable Power of Attorney: considerations for authorizing a trusted person to handle LACERA business on your behalf
Our Pre-Retirement Guide is a valuable resource for benefits information and planning, available for download or mail order.

Be sure to contact us if you have questions about any of the information provided or how it affects your personal situation. We are always ready to help.

Los Angeles County Employees Retirement Association

Appointments and Workshop Reservations
LACERA
Los Angeles County Employees Retirement Association

Member Service Center

M – F, 7 a.m. – 5 p.m. PT

Holiday Schedule (PDF)

300 N. Lake Ave.
Pasadena, CA 91101

welcome@lacera.com

Call Center

M – F, 7 a.m. – 5:30 p.m. PT

800-786-6464

Retiree Healthcare

800-786-6464, press 1

Business

M – F, 8 a.m. – 5 p.m. PT

PO Box 7060
Pasadena, CA 91109-7060

Phone 626-564-6000

Fax 626-564-6155

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