General Members Plans A/B/C Center

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    1. Active Service

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    2. Retirement Planning

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  3. Retirees and Families

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    1. Retirement Payments

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    2. Families and Survivors

      1. Benefits Process
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  4. Retiree Healthcare

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    1. Program Basics

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  1. Plan A/B/C Center
    1. Basic Provisions
    2. Current COLA
    3. Contribution Rates
    4. Benefit Limits
    5. Pension Reform
    6. Deferred Membership
    7. Social Security and Medicare
  2. Your Plan Book Online
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Basic Provisions

Your retirement benefits are determined by your plan, age at retirement, amount of service credit, and final compensation. An outline of your plan’s basic provisions is provided below for quick reference. For more detailed explanations about your plan’s provisions, refer to your online plan book.

Contributions
Employee: pre-tax* payroll deductions as a percentage of compensation earnable, based on your LACERA entry age

*Contributions for benefits resulting from industrial accidents may be made on an after-tax basis.

Employer: funds contributed by the County or outside district at recommended rates

Contribution rates are based on actuarial recommendations and are subject to change. Read more about how contribution rates are set.

Service Requirement for Retirement/Vesting
After five years of County (or combined County and reciprocal system) service credit
Retirement Eligibility
Age 50 with 10 years of County (or combined County and reciprocal system) service credit
Any age with 30 years of County (or combined County and reciprocal system) service credit
Age 70, regardless of years of service credit
Final Compensation
Based on the highest monthly average of compensation earnable during any 12-consecutive-month period of service
For pay items included in your pensionable earnings, visit the CERL Pay Codes page.
Maximum Retirement Allowance
Equal to 100 percent of final compensation*
Maximum Benefit Age
(Age at which you reach the maximum percentage of final compensation used in calculating your retirement allowance)
Plan A: Age 62
Plans B and C: Age 65

*LACERA plans are subject to benefit and compensation limits under Internal Revenue Codes §§ 401(a)(17) and 415(b) and PEPRA §7522.10 as applicable.

Benefit Enhancements

Certain eligibility requirements apply.
Purchasable Service Credit
Certain County and non-County employment prior to LACERA membership.
Additional Retirement Credit (ARC) purchased prior to January 1, 2013.
Reciprocity
Retirement benefits when employees transfer between reciprocal public agencies.
Retiree Healthcare
LACERA-administered retiree healthcare benefits (Tier 1).
Cost of Living Allowance (COLA)
Retirement allowance eligible for COLA increases.

Disability, Death, and Survivor Provisions

Disability Benefits
LACERA pays benefits if the Board of Retirement determines an active member has become disabled.
Death Benefits
LACERA pays death benefits if a member dies in active service.
LACERA pays a $5,000 death/burial benefit when a retired member dies, unless they were later employed by another system under the County Employees Retirement Law (CERL).
Continuing Benefits
LACERA pays up to 100 percent of a retired member’s allowance to an eligible survivor or designated beneficiary.*

*Certain eligibility and restrictions apply; see Eligible Beneficiaries for more details.

Benefits Provided by Los Angeles County

LACERA does not administer these benefits; contact the County Employee Benefits Hotline at 213-388-9982 for details.

Retiree Healthcare Subsidy
County subsidizes retiree medical/dental insurance based on a minimum of 10 years of service credit.
Disability Benefits
County pays disability benefits in the event an active member becomes disabled.*

*Certain eligibility conditions and restrictions apply.

Death Benefits
County pays death benefits in the event an active member dies.
Life Insurance
County provides $2,000 life insurance benefit for active members who die in service.**

**Eligible employees may purchase additional coverage. County-sponsored life and disability insurance benefits and options vary for MegaFlex participants.

Los Angeles County Employees Retirement Association

Appointment Reservations
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Los Angeles County Employees Retirement Association

Member Service Center

M – F, 7 a.m. – 5 p.m. PT

Available by appointment only;
no walk-ins accepted.

Holiday Schedule

300 N. Lake Ave.
Pasadena, CA 91101

Contact Us

Member Services Call Center

M – F, 7 a.m. – 5:30 p.m. PT

800-786-6464

Retiree Healthcare

800-786-6464

Business

M – F, 8 a.m. – 5 p.m. PT

PO Box 7060
Pasadena, CA 91109-7060

Phone 626-564-6000

Fax 626-564-6155

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