If you are a Plan D member who was formerly in Plan E, there are additional conditions you must meet to apply for a disability retirement.
- You must have transferred to Plan D via a Prospective Plan Transfer, and:
- Completed two years of continuous service as an active Plan D member after your most recent effective date of transfer. During that two-year period, you must not have taken a medical leave necessitated by a preexisting condition; or
- If you had a break in service, you must have earned five years of service credit as an active Plan D member after your most recent effective date of transfer.
Transferring Back to Plan E
Under certain circumstances, it may be more advantageous for members to continue long-term disability (LTD) benefits under Plan E than under Plan D, based on factors such as the member’s age, amount of service credit, and election of LTD Health Insurance.
If the Board of Retirement determines a Plan D member does not meet the required disability application eligibility conditions, Prospective Plan transferees can transfer back to Plan E and continue under the County LTD program. These members are exempt from the three-year waiting period and active employment requirement that applies to other Prospective Plan transferees who want to return to Plan E.
Before initiating a plan transfer, contact us to speak with a LACERA Retirement Benefits Specialist.