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  1. About LACERA

    About LACERA

    City of Los Angeles skyline
    Our mission is to produce, protect, and provide the promised benefits to our members.
    1. Who We Are

      1. News
      2. Careers
      3. Business Opportunities
      4. Contact Us
    2. Leadership

      1. Board of Retirement
      2. Board of Investments
      3. Board Meetings
      4. Executive Team
      5. Divisions
    3. Accountability

      1. Retirement Law
      2. Governing Documents
      3. Investments
      4. Annual Reports
      5. Public Records
  2. Active Members

    Active Members

    A busy crowd walking by buildings.
    Our defined benefit plans were created to provide you with financial security.
      1. General Plans

      2. Plans A/B/C
      3. Plan D
      4. Plan E
      5. Plan G
      6. Safety Plans

      7. Plans A/B
      8. Plan C
    1. Active Service

      1. Contributions
      2. Service Credit
      3. Compensation
      4. Reciprocity
      5. Terminating Service
      6. Felony Forfeiture
      7. Pre-Retirement Divorce
      8. Disability Retirement
    2. Retirement Planning

      1. Benefit Estimates
      2. Steps to Prepare
      3. Ready to Retire
      4. Workshops
      5. Retirement Options
      6. Beneficiaries
      7. Power of Attorney
  3. Retirees and Families

    Retirees and Families

    View of dock overlooking the water.
    Your monthly allowance is guaranteed, and benefits extend to families and survivors.
    1. Retirement Payments

      1. Cost of Living
      2. Direct Deposit
      3. Tax Requirements
      4. Returning to Work
      5. Divorce
      6. Admin Appeals
    2. Families and Survivors

      1. Benefits Process
      2. Eligible Beneficiaries
      3. Survivor Benefits
      4. Survivor Healthcare
      5. Taxability of Benefits
  4. Retiree Healthcare

    Retiree Healthcare

    The hallway of a hospital.
    We provide comprehensive healthcare plans and resources to keep you healthy in retirement.
    1. Program Basics

      1. Healthcare Eligibility
      2. Paying for Coverage
      3. Manage Your Enrollment
      4. Medicare
      5. COBRA
      6. Healthcare Resources
      7. Healthcare Legislation
    2. Healthcare Plans

      1. Anthem Blue Cross of CA
      2. CIGNA
      3. Kaiser Permanente
      4. SCAN
      5. United Healthcare
      6. Dental/Vision Plans
  1. Plan C Center
    1. Basic Provisions
    2. Contribution Rate
    3. Compensation Limits
    4. Current COLA
    5. Deferred Membership
    6. Social Security and Medicare
  2. Your Plan Book Online
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Basic Provisions

Your retirement benefits are determined by your plan, age at retirement, amount of service credit, and final compensation. An outline of your plan’s basic provisions is provided below for quick reference. For more detailed explanations about your plan’s provisions, refer to your online plan book.

Contributions
Employee: pre-tax* payroll deductions as a percentage of compensation earnable

*Contributions for benefits resulting from industrial accidents may be made on an after-tax basis.

Employer: funds contributed by the County or outside district at recommended rates

Contribution rates are based on actuarial recommendation and are subject to change. Read more about how contribution rates are set.

Service Requirement for Retirement/Vesting
After five years of County (or combined County and reciprocal system) service credit
Retirement Eligibility
Age 50 with five years of County (or combined County and reciprocal system) service credit
Age 70, regardless of years of service credit
Final Compensation
Based on highest monthly average of compensation earnable during any 36-consecutive-month period of service*
For pay items included in your pensionable earnings, visit the PEPRA Pay Codes page.

*LACERA plans are subject to benefit and compensation limits under Internal Revenue Codes §§ 401(a)(17) and 415(b) and PEPRA §7522.10 as applicable.

Benefit Enhancements

Certain eligibility requirements apply.
Purchasable Service Credit
Certain County and non-County employment prior to LACERA membership
Reciprocity
Retirement benefits when employees transfer between reciprocal public agencies
Retiree Healthcare
LACERA-administered retiree healthcare benefits (Tier 2)

Those with membership dates between January 1, 2013 and June 30, 2014 have Tier 1 benefits.

Cost of Living Allowance (COLA)
Retirement allowance eligible for COLA increases

Disability, Death, and Survivor Provisions

Disability Benefits
LACERA pays benefits if the Board of Retirement determines an active member has become disabled
Death Benefits
LACERA pays death benefits if a member dies in active service
LACERA pays a $5,000 death/burial benefit when a retired member dies, unless they were later employed by another system under the County Employees Retirement Law (CERL).
Continuing Benefits
LACERA pays up to 100 percent of a retired member’s allowance to an eligible survivor or designated beneficiary*

*Certain eligibility and restrictions apply; see Eligible Beneficiaries for more details.

Benefits Provided by Los Angeles County

LACERA does not administer these benefits; contact the County Employee Benefits Hotline at 213-388-9982 for details.

Retiree Healthcare Subsidy
County subsidizes retiree medical/dental insurance based on a minimum of 10 years of service credit
Disability Benefits
County pays disability benefits in the event an active member becomes disabled*

*Certain eligibility conditions and restrictions apply.

Death Benefits
County pays death benefits in the event an active member dies
Life Insurance
County provides $2,000 life insurance benefit for active members who die in service**

**Eligible employees may purchase additional coverage. County-sponsored life and disability insurance benefits and options vary for MegaFlex participants.

Los Angeles County Employees Retirement Association

Appointment Reservations
LACERA
Los Angeles County Employees Retirement Association

Member Service Center

M – F, 7 a.m. – 5 p.m. PT

Holiday Schedule

300 N. Lake Ave.
Pasadena, CA 91101

Contact Us

Member Services Call Center

M – F, 7 a.m. – 5:30 p.m. PT

800-786-6464

Retiree Healthcare

800-786-6464

Business

M – F, 8 a.m. – 5 p.m. PT

PO Box 7060
Pasadena, CA 91109-7060

Phone 626-564-6000

Fax 626-564-6155

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